Pay just too expensive and Grow Rich

Want to put money aside for your projects? You could even invest to prepare for your retirement or generate additional income. But this seems impossible. You just have little to late. You can not automatically set aside a sum every month. How to set money aside without it being painful, without it takes too much effort, you could not hold over time? The principle is simple: look at the beginning of what you can spend months and after each expense, subtract an amount higher than that actually paid. I know at least three ways to practice effectively. Choose the one that suits you best, or three, depending on what works for you.


1. Taxez your desires. In principle to put money aside, you should not spend your money for your real needs. The rest should be used for your savings, because it is important, and your desires come next. But there are too many temptations and stresses in our consumer society. Why is Will it be that the State would be entitled to tax you? Taxez you on all your desires. Every time you give in to one of your desires, enter in your tracking spending an amount 10% higher. 10% for example. Why not 25% if you want to curb your cravings?

3. Round up your end of the month. It is possible that your needs are while your monthly budget, or be complicated for you to distinguish your needs to your desires. You can then simply follow your budget, round all amounts expended to the euro or ten euros higher, depending on the amount involved. You buy a loaf of bread, you round to the euro extra. You go shopping this week in a supermarket, you round to the nearest ten euros higher.

4. Make real bargains. You try as much as possible to achieve good business to pay less? You save 30%? But they are actually where your 30% savings? For not only spent 70% and to achieve real savings in your budget monitoring indicate that you have spent the amount before discount. At the end you will be surprised to see that your 30% on your bank account and waiting to be placed.

By following your expenses by deducting each purchase just the amount you can spend in the month, you avoid finding yourself short. You always know where you are and you will get the worst from scratch in late. By subtracting an amount higher than that actually spent, your banker will make you a pleasant surprise every month, in spite of himself. The remaining amount on your bank account will be higher than you calculate. Then you can put aside differences, obtained without painful sacrifice, without even thinking.

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