Determine your financial goals in 3 easy steps

What are your financial goals? If your answer is “more money” or better “prepare for my retirement,” you do what it takes to not get there. Simply because even with the most beautiful cars, if you do not know precisely where you want to go, you will not get anywhere. By deciding in encrypted form what are your goals as you can deduce what strategy to use and what financial products.

List your top 5 values. Your actions are guided by your values. -What is most important to you? Friendship, love, honesty, freedom, security, success … ? Take a good half hour to calm to think honestly. Write down what is most important to you in life.


Set your goals based on your values. We spend money without being in agreement with our values ​​because we do not set goals. Review each of your five most important values ​​and ask yourself what is the main goal you want to achieve in 25 years on this value. Ask yourself the same question in a year. Maybe you want to double the amount of your savings for safety precaution? Or buy a home for your family?

Create a plan for each objective. Take a sheet of paper to write on each goal and the steps you consider necessaries to achieve this goal. If I want to buy a car for 20,000 euros in four years, I can estimate how much I resell my current car on that date. I can estimate how much I have to put aside each month today, and on any financial product, to dispose of this sum on the right date.

It is important that your goals are encrypted to provide for their achievement: how much and when to carry out such financial goal. By doing so, I save and I spend each month on things that are consistent with my values ​​and goals. I can then make a schedule containing all these objectives. If they are not realistic, I know right away and I can make choices.

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