The decision to declare bankruptcy is a difficult one that is affected by a complex set of circumstances and consequences.  Bankruptcy can have an effect on your property, credit history, the availability and cost of future credit, employment, and housing.  A CCNW Financial Counselor will help you understand what brought you to this crisis, review your options, and help you establish plans and goals for your future.  CCNW does not offer nor is qualified to give legal advice.  You should consult a qualified Bankruptcy Attorney to learn the legal aspects and ramifications of Bankruptcy.

Consumer Counseling Northwest has been helping consumers make informed financial decisions since 1970.  CCNW was approved by the U.S. Department of Justice as a Pre-Filing Bankruptcy Counseling and Pre-Discharge Debtor Education Agency in October 2006. Approval by the Department of Justice does not endorse or assure the quality of an Agency’s services.

To learn more about CCNW”s EOUST-approved Pre-Filing Bankruptcy Counseling option, please click here.

For more information on CCNW’s EOUST-approved Pre-Discharge Debtor Education, please click here.

For your safety, CCNW has chosen to follow the demanding quality standards for Financial Management and Debt Counseling published by the Council on Accreditation of Children’s and Family Services (COA) www.coanet.org  CCNW is accredited by the COA through November of 2009. If you would like to learn more about the COA standards of operation, please go to www.coastandards.org .

CCNW is an Honor Roll member of the Better Business Bureau serving Alaska, Oregon and Western Washington: www.thebbb.org.

To ask a question or to schedule a Pre-Filing Counseling or Pre-Discharge Education appointment, please call 800.244.1183.